Ryanair have a free flights offer running at the moment which expires today (21st November). Of course they whack on a credit card charge of €5 per journey when booking with a standard credit card.
There is an exception however. If you book with a Visa Electron they will waive the credit card booking charge, which means that you will be paying €0.01 per flight including all charges.
I rang around a few of the Irish banks (AIB, BOI, Halifax, Permanent TSB) and none of the banks offer a visa electron card. I was determined to see if I could get my hands on an electron because I wanted to book in bulk a series of about 30 flights. 15 return trips, 30 x €5 = €150. Which could come in handy with Christmas coming up.
A bit of research and a few emails to some helpful people and I found EntroPay who provide virtual visa credit cards but crucially they are recognised as Visa Electron cards by Ryanair.
- Sign up for EntroPay but make sure that your chosen account currency is GBP (This is because your card will not be recognised as a Visa Electron if you choose EUR). Postal code is required so type in EIRE or some random postal code.
- Use your regular credit card to fund the account.
- Activate the account using the activation email that they send you.
- You will need to load at least €10 on to the account from your existing credit card, they also take a 4.95% commision, so it will cost €10.50.
That’s it (Well almost, see appendum below), you should be able to log on and get your new visa electron credit card details. Make sure that you choose Visa Electron when booking your flights with Ryanair and you will only pay €0.01 for your flight.
Appendum: EntroPay are now asking for you to email them identification once you have registered, this is because Sterling (GBP) is not the currency of Ireland. if you have any questions then the best thing to do is drop the EntroPay guys an email they are very nice and they responded to all my questions very quickly.